The GCBADDF fund of the Global Banking Agency and its Global Banking Centre is an estimated total amount of $917.130 billion account set aside by
the global banking investors, society for worldwide interbank financial telecommunication (SWIFT) and financial group members and clients of the Global
Banking Union (G.B.U) and its Global Commercial Banks Union (G.C.B.U) and Global Central Banks Union (G.C.B.U) to purchase or replace the global
commercial banks obsolete assets upon the full depreciation of the banks’ old infrastructure. This fund account generates enough money to replace and develop
global banks-depleted asset at the end of its useful life. To reflect the global commercial banks’ assets falling value, a matching amount of cash account is invested.
Assets depreciation and development fund sit in a sinking fund account that generates compound interest. In this case, the sinking fund account is invested in
banks development securities, such as common equity and treasury notes, bills, and bonds. Investments matching the duration of the assets’ life are used. As the
value of their risk weighted assets plummeted, and value of their securities evaporated, global banks began to experience a liquidity crisis that inhibits and hampers
their development, hence the need for the Global Commercial Banking Assets Depreciation and Development Fund (GCBADDF) of the Global Banking Agency
in accordance with the Basel III Global Commercial Banking Co-operative Accord.