The GCBLBAF fund of the Global Banking Agency and its Global Banking Centre is a global commercial banks loan or bonds sinking fund account
that is used to amortize global commercial banks loans or development bonds where the principal amount of the bank loan or bank development
bond and interest thereon are paid down over their life period. In this case, the coupon payment is made part by part until the total loan or
development bonds is repaid as scheduled. The sinking fund account of $853.140 billion is set aside by the financial groups members and clients of the Global
Banking Union (G.B.U) and its Global Commercial Banks Union (G.C.B.U) and Global Central Banks Union (G.C.B.U) to amortize the total long-term debt
over a period of time. Amortization of loans or development bonds also involves matching the loan or development bond with the collateral and venture revenue
they generate to the financial group. This amortization reduces substantially the duration of credit risk of the loan or banking development bond at maturity for
the investors group. This fund, according to Basel III Global Banking Co-operative Agreements on Liquidity and Financial Risk Standards Measurement and
Management, strengthens the global commercial banks capacity to adequately manage the risks linked to their loans, development bonds and debts activities,
and absorb any losses they may incur in doing business.
Global Banking Agency
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